Smart Credit Card Solutions by Money Buddha
At Money Buddha, we make it easy to choose the perfect credit card for your lifestyle. Whether you want cashback, travel rewards, or a card with zero annual fees, we bring you the best options from trusted banks. Apply online with a simple process and get expert support every step of the way.
Most Popular Credit Cards
HDFC Platinum Times Credit Card
- 10X Reward Points on dining, movies, and entertainment
- 25% discount on movie tickets (up to ₹1,800/year)
- Annual fee waived on ₹2.5 lakh yearly spend
- Great for lifestyle & urban spenders
Commercial Credit Card
- High Credit Limit to support large business transactions and recurring expenses
- Detailed Spend Reports for easy reconciliation, tax filing, and accounting
- Earn Cashback or Reward Points on business categories like travel, utilities, fuel, and office purchases
- Easy EMI Options on big-ticket purchases to maintain smooth cash flow
Business Credit Cards to Power Your Growth
- 5% Cashback on utility bill payments via SmartPay
- Set Spending Limits for employee cards to control usage
- Track Expenses with monthly reports and real-time statements
- Fuel Surcharge Waiver up to ₹500 per month
CSC Small Business
- Get 1,000 bonus Reward Points on annual spends of ₹90,000
- Cashback Offer (First Year Only)
- Enjoy 5% cashback on utility bills, telecom, dining, government services, etc.
- Cashback capped at ₹250/month on minimum ₹10,000 monthly spend
Regalia Credit Card
- Comprehensive travel insurance and emergency cover
- Low forex markup of just 2% on international transactions
- 1% fuel surcharge waiver on spends ₹400–₹5,000
- Annual fee: ₹2,500 + GST (waived on ₹3–4L yearly spend)
Doctor’s Superia Credit Card
- Welcome Bonus: 1,000 Reward Points upon joining
- Renewal Bonus: 1,000 Reward Points every year upon renewal
- Reward Rate: 3 Reward Points per ₹150 spent
- Dining Bonus: 50% extra points at restaurants under the defined MCC (Merchant Category Code)
Top Credit Card Categories
Top credit card categories include cashback, travel, rewards, lifestyle, and business cards. Each is designed to suit specific spending habits and help users save more on everyday and premium expenses.
Rewards
Cash Back
Travel
Life time Free
International
Rupay Card
Frequently Asked Questions
How can I apply for an HDFC credit card?
You can apply online through our website or visit the nearest HDFC Bank branch. Fill out the form and upload required documents like ID, address, and income proof.
What types of credit cards does HDFC Bank offer
HDFC Bank offers a wide range of credit cards including cashback cards, travel cards, lifestyle cards, fuel cards, and business credit cards.
What is the eligibility for an HDFC credit card
Eligibility is based on age (18+), income level, credit score, and employment status. Salaried and self-employed individuals can apply.
Is there an annual fee for HDFC credit cards
Some cards are lifetime free, while others may have an annual fee—often waived if you meet the annual spend criteria.
How can I check my HDFC credit card limit and statement?
You can log in to HDFC NetBanking or the HDFC Mobile Banking App to view your credit limit, transactions, and monthly statements.
Anjali Verma
he process was completely paperless and the cashback offers are amazing.
Vikram Singh
Applied for a premium credit card and got expert guidance from start to finish. 100% satisfied
Suraj Pal
No annual fee, and I still got cashback and fuel benefits. Great value
Raj
I got a card with amazing flight discounts and lounge access
About Us
HDFC Bank offers a wide range of credit cards tailored to suit every lifestyle—whether you’re looking for cashback, rewards, travel perks, or premium privileges. With features like smart EMI options, contactless payments, fuel surcharge waivers, and 24×7 customer support, HDFC credit cards make spending seamless and rewarding. Backed by India’s leading private bank, these cards offer high acceptance, security, and exclusive benefits for both personal and business needs.